Our business credit experts take the time consuming task of credit repair off the hands of owners and executives so they can focus on running their business. Whether you’re shopping for a business loan or you just want good payment terms through a new/existing vendor, business credit scores and reports will be used to predict your financial reputation and determine what kind of borrower you are. It’s important that business owners take the steps to understand, build, improve, and manage their business credit profiles. By taking the initiative to correct, build, and monitor your business credit profiles, you are securing a profitable future for your company.
We will evaluate what can be done to improve and change the information on your credit profile that is reducing your credit scores. Even the smallest changes can make the difference and bring better pricing on financing depending on the individual credit profile. We have worked with clients from both ends of the spectrum including those who have gone to bankruptcy and those with only one delinquency. Great credit has the power to bring great opportunities while saving you thousands along the way.
Debt consolidation rolls multiple debts into a single payment. It can work if your debt isn't excessive and you have good credit and a plan to keep debt in check. If you’re dealing with a manageable amount of debt and just want to reorganize multiple bills with different interest rates, payments and due dates, debt consolidation is a sound approach you should consider taking.
is for those who have experienced the following: Wallet/purse has been stolen, vehicle or home was broken into, data breach has occurred recently or in the past, information has been compromised recently or in the past (e.g., Target, Chase, Capital One, Wells Fargo, Yahoo, IRS, or many others). If your identity has been stolen or used in the past, or information/accounts on the credit reports that are Identity theft related or are inaccurate, misleading, duplicate, obsolete or unverifiable, then you qualify for this program.
Your business credit and personal credit aren’t linked — but they may be related. Business and personal credit contains different information, so the scores aren’t necessarily correlated. But if you’re a sole proprietor, it’s a good bet that banks and other lenders will reference your personal credit to see how well you manage debt. Many lenders review your personal credit before extending business credit. Your personal credit could be hurting for a variety of reasons, but don’t let that hold your business back. Start building and restoring both now, your business credit now, it’s better for it to be established if you ever need it.